2026-10-06T00:00:00Z https://taxsetu2025.netlify.app/ https://taxsetu2025.netlify.app/income-tax-act-1961-vs-2025.html 2026-10-06T00:00:00Z

819→536 sections, PY+AY→one 'Tax Year', TDS in 3 sections, HRA at 50% for 8 cities — every difference between the Income Tax Act 1961 and 2025, with examples.

https://taxsetu2025.netlify.app/tax-year-vs-assessment-year.html 2026-10-06T00:00:00Z

One 'Tax Year' replaces Previous Year + Assessment Year under the Income Tax Act 2025. What changes on your ITR, Form 16 and notices — plus a free FY converter.

https://taxsetu2025.netlify.app/income-tax-slabs-2026-27.html 2026-10-06T00:00:00Z

Income tax slabs FY 2026-27: new vs old regime rates, standard deduction, rebate, surcharge + cess — with worked examples.

https://taxsetu2025.netlify.app/income-tax-calculator.html 2026-10-06T00:00:00Z

Free income tax calculator 2026-27: enter salary & deductions, instantly compare new vs old regime with 87A/156 rebate and cess. See which regime saves you more.

https://taxsetu2025.netlify.app/section-87a-rebate-12-lakh-tax-free.html 2026-10-06T00:00:00Z

87A rebate: zero tax to Rs 12L (Rs 12.75L salary), marginal relief, capital-gains exclusion — full guide with examples.

https://taxsetu2025.netlify.app/new-vs-old-tax-regime-which-is-better.html 2026-10-06T00:00:00Z

Old regime needs ~₹5.5L deductions to win at ₹15L, ~₹7L at ₹20L. Breakeven tables, who-should-pick-which checklist and switching rules for 2026-27 — with examples.

https://taxsetu2025.netlify.app/income-tax-on-10-lakh-salary.html 2026-10-06T00:00:00Z

₹10L salary pays ₹0 tax in the new regime — ₹9.25L taxable is inside the ₹12L rebate line. Step-by-step working, ₹0 TDS, ≈₹78k in-hand vs ₹75,400 old.

https://taxsetu2025.netlify.app/income-tax-on-12-lakh-salary.html 2026-10-06T00:00:00Z

₹12L salary = ₹11.25L taxable after standard deduction — inside the rebate line, so tax is ₹0. Working, ₹0 TDS, ≈₹94k in-hand. Old regime costs ₹1,11,800.

https://taxsetu2025.netlify.app/income-tax-on-15-lakh-salary.html 2026-10-06T00:00:00Z

New-regime tax on ₹15L salary is ₹97,500 incl. cess (≈₹8,125/month TDS, ≈₹1.09L in-hand). Old regime: ₹2,02,800. Full step-by-step working + breakeven.

https://taxsetu2025.netlify.app/income-tax-on-20-lakh-salary.html 2026-10-06T00:00:00Z

₹20L salary: ₹1,92,400 new-regime tax (9.6% effective, ≈₹16,033/month TDS). Old regime: ₹3,58,800. Step-by-step slabs + in-hand ≈₹1.40L.

https://taxsetu2025.netlify.app/income-tax-on-50-lakh-salary.html 2026-10-06T00:00:00Z

₹50L salary: ₹10,99,800 new-regime tax, no surcharge (taxable ₹49.25L). Old regime with home loan: ₹12,32,400. Monthly TDS ≈₹91,650, in-hand ≈₹3.05L.

https://taxsetu2025.netlify.app/new-regime-deductions-survival-list.html 2026-10-06T00:00:00Z

Complete new vs old regime survival list: 80CCD(2) 14%, 80CCH, ₹75k std ded, ₹25k family pension survive; gratuity, PPF, 54 work in both.

https://taxsetu2025.netlify.app/salary-income-tax-hra-exemption.html 2026-10-06T00:00:00Z

Standard deduction ₹75,000, HRA least-of-3 formula (50% now for Bengaluru, Hyderabad, Pune, Ahmedabad too), perquisites and employer NPS — salary tax fully decoded.

https://taxsetu2025.netlify.app/house-property-income-tax-home-loan.html 2026-10-06T00:00:00Z

30% flat deduction on rent, ₹2L home-loan interest (old regime), self-occupied vs let-out rules and pre-construction interest — house property tax, with examples.

https://taxsetu2025.netlify.app/presumptive-taxation-44ad-44ada.html 2026-10-06T00:00:00Z

44AD is now Section 58 (8%/6% of turnover, ₹2-3 crore limit); 44ADA is Section 59 (50%, ₹50-75L). Eligibility, single 15-March advance tax and the 5-year rule.

https://taxsetu2025.netlify.app/capital-gains-tax-shares-property.html 2026-10-06T00:00:00Z

2026-27 capital gains rates: equity LTCG 12.5% above ₹1.25L, STCG 20%, property 12.5% without indexation. Holding periods, Section 54 exemption & loss set-off rules.

https://taxsetu2025.netlify.app/income-from-other-sources-crypto-tax.html 2026-10-06T00:00:00Z

Crypto: flat 30% on profits + 1% TDS, no loss set-off. Plus FD/savings interest tax, the ₹50,000 gift rule, dividends and lottery — every rule with examples.

https://taxsetu2025.netlify.app/mutual-fund-taxation-ltcg-stcg-sip.html 2026-10-06T00:00:00Z

Equity MF: 20% STCG, 12.5% LTCG above ₹1.25L. Debt funds: slab rate always. SIP FIFO, ELSS lock-in, IDCW dividends — rates, tables + a ₹2L example.

https://taxsetu2025.netlify.app/fno-intraday-trading-taxation-audit-turnover.html 2026-10-06T00:00:00Z

F&O = business income, ITR-3 compulsory. Audit only above ₹10cr turnover. F&O losses: 8-yr carry-forward; intraday: 4-yr speculative. STT deductible.

https://taxsetu2025.netlify.app/esop-rsu-taxation-india-perquisite-capital-gains.html 2026-10-06T00:00:00Z

ESOPs taxed twice: perquisite at exercise (slab + employer TDS) and capital gains at sale. RSU = FMV at vesting. US RSUs need 24-month holding. Example inside.

https://taxsetu2025.netlify.app/rental-income-tax-30-municipal-2lakh-cap.html 2026-10-06T00:00:00Z

Let-out property tax: 30% standard deduction on NAV, municipal tax paid-basis, full interest, ₹2L loss set-off cap, 2 self-occupied exempt, arrears rules.

https://taxsetu2025.netlify.app/hra-special-cases-parents-same-city-80gg.html 2026-10-06T00:00:00Z

Paying rent to parents is allowed if they declare it. HRA with own house, landlord PAN above ₹1L rent, and 80GG up to ₹5k/month without HRA.

https://taxsetu2025.netlify.app/allowances-perquisites-old-vs-new-regime-lta.html 2026-10-06T00:00:00Z

Only divyang transport ₹3,200/month and duty allowances survive in the new regime. LTA block 2026–29, Sodexo ₹50/meal, kids ₹100/₹300 are old-only.

https://taxsetu2025.netlify.app/retirement-payouts-gratuity-leave-vrs-commutation.html 2026-10-06T00:00:00Z

Private employees: gratuity exempt to ₹20L, leave to ₹25L lifetime — both regimes. Govt fully exempt. VRS ₹5L, commutation ⅓–½, family pension to ₹25k.

https://taxsetu2025.netlify.app/interest-dividend-income-tax-fd-nsc-post-office.html 2026-10-06T00:00:00Z

FD interest: slab plus 10% TDS above ₹50k (₹1L seniors). 80TTA ₹10k, post-office savings ₹3.5k/₹7k exempt, NSC reinvestment = 80C, dividends at slab.

https://taxsetu2025.netlify.app/gold-tax-sgb-jewellery-etf-coins.html 2026-10-06T00:00:00Z

Physical gold and gold ETF: 12.5% LTCG after 24 months, slab before. SGB redeemed with RBI is fully exempt; interest taxed yearly. No new SGB tranches.

https://taxsetu2025.netlify.app/capital-gains-exemptions-54-54ec-54f-cgas.html 2026-10-06T00:00:00Z

54: house to house (₹10cr cap). 54EC: REC/PFC/IRFC/HUDCO bonds ₹50L in 6 months. 54F: any asset to house. CGAS parks gains till the ITR date.

https://taxsetu2025.netlify.app/swp-taxation-tax-harvesting-loss-harvest.html 2026-10-06T00:00:00Z

Every SWP payout is an FIFO-taxed MF redemption. Harvest equity LTCG up to ₹1.25L yearly, set STCL against both gain types, carry losses 8 years.

https://taxsetu2025.netlify.app/section-80c-80d-deductions-list.html 2026-10-06T00:00:00Z

80C→123 (₹1.5L), 80D→124, 80E→125, 80TTA/80TTB→153(2): the complete deductions list with new section numbers, limits, and old vs new regime availability.

https://taxsetu2025.netlify.app/how-to-save-income-tax.html 2026-10-06T00:00:00Z

₹1.5L under 123 (80C), ₹25-75k under 124 (80D), ₹50k NPS extra, HRA, home loan, 80E, donations and smart moves — 10 legal tax-saving ways, savings calculated.

https://taxsetu2025.netlify.app/tds-rates-chart-fy-2026-27.html 2026-10-06T00:00:00Z

All TDS rates for 2026-27 in one chart: salary (392, old 192), interest, rent 2%, contractors, professionals 10%, crypto 1% (Sec 393 + payment codes) and TCS (394).

https://taxsetu2025.netlify.app/itr-filing-due-date-2027.html 2026-10-06T00:00:00Z

ITR last date for Tax Year 2026-27: 31 July 2027 (salaried), 31 Oct (audit), 31 Dec (belated/revised), ITR-U up to 48 months. Step-by-step filing + late-fee rules.

https://taxsetu2025.netlify.app/income-tax-refund-status-delay.html 2026-10-06T00:00:00Z

How to check income tax refund status, why it takes 2-4 weeks after e-verification, the 6 real delay reasons, refund interest (0.5%/month) and step-by-step fixes.

https://taxsetu2025.netlify.app/form-16-meaning-explained.html 2026-10-06T00:00:00Z

What is Form 16? Part A vs Part B explained line by line, why it now shows 'Tax Year 2026-27', no-Form-16 fixes, and how it feeds your ITR — with a sample reading.

https://taxsetu2025.netlify.app/which-itr-form-should-i-file-itr1-itr2-itr3-itr4.html 2026-10-06T00:00:00Z

Salary only → ITR-1. Capital gains/crypto → ITR-2. F&O/business → ITR-3. Presumptive → ITR-4. Decision table, ₹50L limits, traps + defective-return warning.

https://taxsetu2025.netlify.app/ais-tis-vs-form-26as-mismatch-guide.html 2026-10-06T00:00:00Z

26AS = TDS credit. AIS = full dossier. TIS = pre-fill summary. Where to download, how to give feedback, and the reconcile-before-filing routine that avoids notices.

https://taxsetu2025.netlify.app/tds-on-rent-194i-194ib-rate-limit-form-26qc.html 2026-10-06T00:00:00Z

Individual tenants: 2% TDS above ₹50,000/month (194-IB, cut from 5%) via Form 26QC, no TAN. Companies: 10% above ₹50k/month (194-I). Example + 5 steps.

https://taxsetu2025.netlify.app/belated-revised-updated-return-itr-u-fees-deadlines.html 2026-10-06T00:00:00Z

File belated by 31-Dec-2026 (₹1k/₹5k fee), revise by 31-Mar-2027 (Budget 2026 extension), or ITR-U within 48 months. Costs, loss rules + TY 2026-27 dates.

https://taxsetu2025.netlify.app/nps-tax-benefits-80ccd-new-regime-employer.html 2026-10-06T00:00:00Z

New regime: only employer NPS deductible — 14% of Basic+DA (Sec 125). Old regime adds ₹1.5L + ₹50k. ₹7.5L cap, 60% tax-free withdrawal + ₹2.8L example.

https://taxsetu2025.netlify.app/section-89-relief-arrears-form-10e.html 2026-10-06T00:00:00Z

Arrears pushed you into a higher slab? Relief = extra tax now minus extra tax if paid on time. File Form 10E BEFORE your ITR or relief is denied.

https://taxsetu2025.netlify.app/salaried-employee-forms-12bb-10e-10ba-10iea.html 2026-10-06T00:00:00Z

12BB to employer yearly, 10E before ITR for arrears, 10BA for 80GG, 10-IEA by ITR date for business opt-out, 15G/15H every April for zero TDS.

https://taxsetu2025.netlify.app/after-filing-fixes-rectification-appeal-condonation.html 2026-10-06T00:00:00Z

Forgot income: revise by 31 Mar. Wrong math: 154 rectification (4 yrs). Legal dispute: appeal in 30 days. Unverified: e-verify + condone. 143(1) password inside.

https://taxsetu2025.netlify.app/tds-certificates-16-16a-16b-16c-27d.html 2026-10-06T00:00:00Z

16 = salary by 15 Jun. 16A = quarterly non-salary. 16B = property, 16C = rent, 16D = 194M, 27D = TCS. Download from TRACES; mismatches fixed by deductor.

https://taxsetu2025.netlify.app/tds-compliance-deductors-tan-24q-234e-197.html 2026-10-06T00:00:00Z

TAN via 49B, deposit by 7th, quarterly 24Q/26Q/27Q, ₹200/day late fee, 20% without PAN, 197 lower-TDS certs, and new 10% 194T on partner payouts.

https://taxsetu2025.netlify.app/tcs-lrs-foreign-travel-education-remittance.html 2026-10-06T00:00:00Z

Tour packages flat 2%, education/medical LRS 2%, other LRS 20% above ₹10L. TCS is not extra tax — claim full credit in your ITR via 26AS.

https://taxsetu2025.netlify.app/epf-ppf-vpf-tax-rules-withdrawal.html 2026-10-06T00:00:00Z

EPF after 5 years is tax-free; early withdrawal above ₹50k faces 10% TDS. Interest above ₹2.5L/year taxable. PPF EEE in both regimes; SSY for girl child.

https://taxsetu2025.netlify.app/80e-education-loan-interest-no-limit.html 2026-10-06T00:00:00Z

Full education-loan interest deductible with no upper limit for 8 years — self, spouse, kids or ward. Whoever repays claims it. Old regime only.

https://taxsetu2025.netlify.app/80g-donations-100-50-cash-2000-10bd.html 2026-10-06T00:00:00Z

National funds 100% no-limit; most NGOs 50% within 10% of income. Cash above ₹2,000 kills the deduction. Quote the NGO's 10BE ARN. Old regime only.

https://taxsetu2025.netlify.app/80ddb-80u-medical-disability-deductions.html 2026-10-06T00:00:00Z

80DDB: treatment ₹40k (₹1L for 60+). 80U own disability ₹75k/₹1.25L flat. 80DD dependent same. Certificates required. Old regime only.

https://taxsetu2025.netlify.app/80c-mistakes-that-kill-deduction.html 2026-10-06T00:00:00Z

Broken 5-yr FD reverses 80C. NSC last year taxable. Coaching never 80C. ULIP above ₹2.5L/yr taxed. PPF self+minor cap ₹1.5L. ELSS 3-yr lock per SIP.

https://taxsetu2025.netlify.app/nri-taxation-india-guide.html 2026-10-06T00:00:00Z

Who is an NRI? 182/60/120-day rules, the RNOR window, NRE vs NRO taxation, DTAA relief with TRC, and TDS on property sales by NRIs — a full guide with examples.

https://taxsetu2025.netlify.app/advance-tax-payment-due-dates.html 2026-10-06T00:00:00Z

Advance tax 2026-27: the ₹10,000 rule, 15%/45%/75%/100% instalments (Jun/Sep/Dec/Mar), the one-instalment presumptive rule and 234B/234C interest — with examples.

https://taxsetu2025.netlify.app/senior-citizen-tax-benefits-80ttb-exemption.html 2026-10-06T00:00:00Z

60+: ₹3L exemption (80+: ₹5L) in old regime, ₹50k 80TTB interest shield, no advance tax, ₹1L SCSS TDS limit. Most retirees pay ₹0 in the new regime.

https://taxsetu2025.netlify.app/income-tax-notice-types-reply-defective-return-139-9.html 2026-10-06T00:00:00Z

139(9) defective (15 days), 143(1) intimation, scrutiny, AIS mismatch, demand 156 — what each notice means and exactly how to reply online via e-Proceedings.

https://taxsetu2025.netlify.app/dtaa-lower-tds-15ca-15cb-10f-form67.html 2026-10-06T00:00:00Z

Claim treaty rates with TRC + e-filed 10F. Remittance above ₹5L needs 15CB. Form 67 by ITR date for foreign credit. NRO repatriation $1M/year.

https://taxsetu2025.netlify.app/property-buyer-tds-194ia-26qb-nri-50c.html 2026-10-06T00:00:00Z

Above ₹50L deduct 1% on higher of price/stamp value, no TAN, 26QB within 30 days, 16B to seller. NRI seller: 20%+ via 27Q. 50C 110% rule inside.

https://taxsetu2025.netlify.app/first-job-salary-tax-ctc-in-hand-guide.html 2026-10-06T00:00:00Z

₹8 LPA CTC means ~₹6.6L taxable and zero tax in the new regime. CTC decode, 12BB in month one, EPF auto-80C, Form 16 to ITR-1 checklist.

https://taxsetu2025.netlify.app/freelancer-tax-india-44ada-194j-gst.html 2026-10-06T00:00:00Z

44ADA: 50% of receipts to ₹50L (₹75L digital), ITR-4, no books. 194J 10%/2% above ₹50k. Foreign clients need FIRC + LUT. AdSense = profession.

https://taxsetu2025.netlify.app/stipend-scholarship-internship-taxable.html 2026-10-06T00:00:00Z

Scholarships fully exempt under 10(16). Stipends and intern pay taxable — salary or other sources by nature. File if total income crosses exemption.

https://taxsetu2025.netlify.app/huf-taxation-pan-slabs-partition-gifts.html 2026-10-06T00:00:00Z

HUF is a separate tax person with own PAN, slabs and ₹1.5L 80C. Member gifts get clubbed under 64(2). Karta manages; full partition ends it.

https://taxsetu2025.netlify.app/gift-tax-clubbing-minor-relative-56-64.html 2026-10-06T00:00:00Z

Non-relative gifts above ₹50k fully taxable; relatives, wedding, inheritance exempt. Spouse/minor income clubbed; minor gets ₹1,500 off; talent income escapes.

https://taxsetu2025.netlify.app/agriculture-income-tax-exemption-aggregation.html 2026-10-06T00:00:00Z

Farm income exempt under 10(1) but aggregation can raise your slab. Rural agri land sale is not a capital asset. Urban agri land: CG with 54B relief.

https://taxsetu2025.netlify.app/section-mapping-1961-to-2025.html 2026-10-06T00:00:00Z

Enter any old section (80C, 139, 192…) or new one (123, 263, 392…) — instantly get its counterpart in the Income Tax Act 2025. 30+ verified mappings, searchable.

https://taxsetu2025.netlify.app/income-tax-glossary-terms.html 2026-10-06T00:00:00Z

Tax Year, TDS, rebate vs deduction, surcharge, cess, VDA, AIS, RNOR, DTAA, Form 168 — every Indian income tax term decoded in one line of plain English.

https://taxsetu2025.netlify.app/tax-calendar-2026-27-due-dates.html 2026-10-06T00:00:00Z

Full 12-month tax calendar: 15G/15H April, Form 16 June, ITR 31 July, advance tax quarterly, belated 31 Dec, revised 31 Mar, TDS quarterly.

https://taxsetu2025.netlify.app/section-123-new-80c-2025-act.html 2026-10-06T00:00:00Z

Old 80C is now Section 123: same ₹1.5L EPF/PPF/ELSS menu, old regime only. 80CCD(1) → 124, 80CCD(2) → 125.

https://taxsetu2025.netlify.app/section-156-new-87a-rebate-2025-act.html 2026-10-06T00:00:00Z

Old 87A is now Section 156: ₹60,000 rebate makes ₹12L tax-free (₹12.75L salary), plus marginal relief above. Resident individuals only.

https://taxsetu2025.netlify.app/section-202-new-115bac-regime-2025-act.html 2026-10-06T00:00:00Z

Old 115BAC is now Section 202. Salaried switch yearly in the ITR; business income needs Form 10-IEA by the due date with restricted switch-back.

https://taxsetu2025.netlify.app/section-263-new-139-itr-2025-act.html 2026-10-06T00:00:00Z

Old 139 family is now Section 263: 31 July non-audit, 31 Oct audit, 15-day defective fix, 31 Dec belated, 31 Mar revise, 48-month ITR-U.

https://taxsetu2025.netlify.app/section-392-393-new-tds-sections-2025-act.html 2026-10-06T00:00:00Z

All 192–194 TDS merged into Sec 392; 194-IB at 393 Sl.2, 194-IA at code 1007, EPF TDS at 392(7); TCS in Sec 394. Same rates, new addresses.

https://taxsetu2025.netlify.app/section-428-new-234f-fee-2025-act.html 2026-10-06T00:00:00Z

Old 234F is now Section 428: ₹5,000 late fee (₹1,000 if income ≤ ₹5L), zero if filed by 31 July. Belated window closes 31 Dec.

https://taxsetu2025.netlify.app/income-tax-slab-hindi-2026-27.html 2026-10-06T00:00:00Z

हिंदी में टैक्स स्लैब: नए रिजीम में ₹12L तक शून्य (सेलरी ₹12.75L), पुराने में ₹2.5L छूट। दोनों टेबल + ₹15L उदाहरण।

https://taxsetu2025.netlify.app/new-vs-old-regime-hindi.html 2026-10-06T00:00:00Z

हिंदी में रिजीम तुलना: ₹4L से कम डिडक्शन तो नया, बड़ा HRA+80C तो पुराना। टेबल, उदाहरण और डिफ़ॉल्ट नियम।

https://taxsetu2025.netlify.app/12-lakh-tax-free-hindi.html 2026-10-06T00:00:00Z

हिंदी में ₹12L छूट: ₹60,000 रिबेट से शून्य टैक्स, सेलरी पर ₹12.75L, मार्जिनल राहत, शेयर मुनाफ़े पर लागू नहीं।

https://taxsetu2025.netlify.app/itr-kaise-bhare-hindi.html 2026-10-06T00:00:00Z

हिंदी में ITR: ITR-1/2/3/4 चुनें, 31 जुलाई डेडलाइन (belated 31 दिसंबर), 30 दिन में e-verify, Form 16 + AIS मिलाएँ।

https://taxsetu2025.netlify.app/tds-kya-hai-hindi.html 2026-10-06T00:00:00Z

TDS क्या है और कैसे कटता है? Salary, rent, FD, professional fees की दरें, 26AS मिलान, 15G/15H — आसान हिंदी में पूरी गाइड।

https://taxsetu2025.netlify.app/hra-calculator-exemption-guide.html 2026-10-06T00:00:00Z

Free HRA calculator: enter Basic, HRA, rent + metro status — get exempt HRA instantly. Least-of-3 formula, 8 metros at 50%, old regime only.

https://taxsetu2025.netlify.app/gratuity-calculator-eligibility.html 2026-10-06T00:00:00Z

Free gratuity calculator for Gratuity-Act-covered and other employees. 5-year rule, 15×salary×years÷26 formula, ₹20L lifetime cap, both regimes.

https://taxsetu2025.netlify.app/advance-tax-calculator-quarterly.html 2026-10-06T00:00:00Z

Enter estimated yearly tax minus expected TDS → get Jun/Sep/Dec/Mar instalments (15/45/75/100%). 234B/C interest warning, senior + 44AD exemptions.

https://taxsetu2025.netlify.app/where-to-file-itr-online-comparison.html 2026-10-06T00:00:00Z

Unbiased ITR filing comparison: incometax.gov.in (free) vs ClearTax, Tax2Win, Quicko, TaxBuddy — pricing, best-for profiles, and our verdict.

https://taxsetu2025.netlify.app/income-tax-news-updates-2026.html 2026-10-06T00:00:00Z

Dated changelog: ITA 2025 in force, 194-I ₹50k/mo, 194T partner TDS, 194M 2%, HUDCO 54EC, LTA 2026-29, 48-month ITR-U. Updated Sept 2026.

https://taxsetu2025.netlify.app/tax-story-18-lakh-salary-hra-80c-home-loan.html 2026-10-06T00:00:00Z

Follow ₹17L salary end-to-end: HRA ₹2.2L, 80C, 80D, home-loan interest — old ₹1,40,400 vs new ₹1,30,000. New regime wins by ₹10,400. ITR-1.

https://taxsetu2025.netlify.app/tax-story-freelancer-25-lakh-44ada.html 2026-10-06T00:00:00Z

₹25L receipts, ₹6L expenses: 44ADA taxes ₹12.5L (₹70,200) vs books ₹19L (₹1,87,200). 10% TDS creates a ~₹1.8L refund. ITR-4 + GST above ₹20L.

https://taxsetu2025.netlify.app/tax-story-retiree-pension-fd-80ttb.html 2026-10-06T00:00:00Z

68-yr-old: pension ₹5.4L + FD ₹2.8L — old ₹45,760 (80TTB + senior slabs) vs new ₹19,500. 15H not allowed (tax not nil); TDS becomes a refund.

https://taxsetu2025.netlify.app/rent-receipt-generator-format.html 2026-10-06T00:00:00Z

Free rent receipt generator: amount in words, PAN validation, stamp logic (cash >₹5k = ₹1 stamp; digital = none). Print or save PDF. Keep 6 years.

https://taxsetu2025.netlify.app/itr-documents-checklist-filing.html 2026-10-06T00:00:00Z

Interactive ITR checklist: Form 16 from every employer, AIS/26AS, FD certs, rent + PAN, 80C/80D proofs, 10BE for donations. Tick, print, file.

https://taxsetu2025.netlify.app/fake-claims-crackdown-cbdt-verification-2026.html 2026-10-06T00:00:00Z

CBDT cross-checks rent with landlord ITR + bank trail + AI; 80G matched with NGO filings (Gujarat ₹150cr case). Penalty 50–200%, jail to 7 years.

https://taxsetu2025.netlify.app/which-regime-wizard-60-seconds.html 2026-10-06T00:00:00Z

Enter gross salary + total deductions + employer NPS — the wizard computes both regimes with rebate + cess and declares a winner. Free, instant.

https://taxsetu2025.netlify.app/80d-health-insurance-deduction-guide.html 2026-10-06T00:00:00Z

80D deduction limits for self, parents & senior citizens, ₹5,000 checkup rule, cash-payment trap and new-regime status — with worked examples.

https://taxsetu2025.netlify.app/ppf-vs-elss-vs-nps-vs-ssy-comparison.html 2026-10-06T00:00:00Z

Side-by-side 80C comparison: lock-in periods, returns, exit tax, liquidity and yearly limits — pick PPF, ELSS, NPS or SSY by goal.

https://taxsetu2025.netlify.app/how-to-e-verify-itr-30-days-methods.html 2026-10-06T00:00:00Z

E-verify your ITR within 30 days: Aadhaar OTP steps, all 6 methods ranked, missed-deadline condonation and OTP troubleshooting.

https://taxsetu2025.netlify.app/capital-loss-set-off-carry-forward-8-years.html 2026-10-06T00:00:00Z

Which losses set off which gains, the 8-year carry-forward, the 31 July tripwire and December tax-loss harvesting — with a ₹24,000 example.

https://taxsetu2025.netlify.app/second-house-no-deemed-rent-2026-rule.html 2026-10-06T00:00:00Z

Finance Act 2025 ended deemed rent: claim two self-occupied houses nil. Before-after math, conditions, ₹2L interest cap and ITR marking.

https://taxsetu2025.netlify.app/old-regime-deductions-master-list.html 2026-10-06T00:00:00Z

Every old-regime deduction stacked with limits — 80C, HRA, 80D, home loan, 80E, 80G — plus the ₹20L breakeven calculation.

https://taxsetu2025.netlify.app/how-to-read-income-tax-section-number.html 2026-10-06T00:00:00Z

Decode 10(13A), 139(8A), 56(2)(x): sections, sub-sections, clauses, provisos explained + 1961-to-2025 number finder with India Code links.